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Meet Jodo

Jodo, operated by Bharosepe Technology Services Private Limited, is a Bengaluru-based fintech company focused on education payments and recurring collections. Founded in 2020, it provides software and payment products that help schools, colleges, universities, coaching institutes and other education businesses automate fee collection, offer instalments, reconcile payments and improve cash-flow visibility. Its products include Jodo Flex for automated instalments, Jodo Cred for education financing and Jodo Pay for payment collection. Jodo also operates Collect, a recurring-payments platform for MSMEs using UPI Autopay, eNACH, reminders and AI-powered follow-up calls. Jodo says it works with 5,000+ institutes and has processed more than ₹30,000 crore in fees.View more

Jodo, operated by Bharosepe Technology Services Private Limited, is a Bengaluru-based fintech company focused on education payments and recurring collections. Founded in 2020, it provides software and payment products that help schools, colleges, universities, coaching institutes and other education businesses automate fee collection, offer instalments, reconcile payments and improve cash-flow visibility. Its products include Jodo Flex for automated instalments, Jodo Cred for education financing and Jodo Pay for payment collection. Jodo also operates Collect, a recurring-payments platform for MSMEs using UPI Autopay, eNACH, reminders and AI-powered follow-up calls. Jodo says it works with 5,000+ institutes and has processed more than ₹30,000 crore in fees.

Founded
2020
Company size
201-500 employees
Company stage
Series A
Headquarters
Bengaluru, India

Why work here

Jodo offers engineers and product professionals the opportunity to build financial infrastructure handling high-volume, real-money payment flows. The company says it works with 5,000+ educational institutions, has served 25 lakh+ students and has processed more than ₹30,000 crore in fees, while its newer Collect product extends recurring-payment technology to MSMEs. Current engineering hiring covers Python, Go, React, distributed systems and scalable APIs, while Jodo's own engineering publications document AWS, Kafka, Lambda, Terraform, GitHub Actions, Grafana and Prometheus in production. Its careers material emphasizes ownership, learning and long-term thinking. Candidates should expect a fast-moving fintech environment where reliability, security and execution quality are important.Read more

Jodo offers engineers and product professionals the opportunity to build financial infrastructure handling high-volume, real-money payment flows. The company says it works with 5,000+ educational institutions, has served 25 lakh+ students and has processed more than ₹30,000 crore in fees, while its newer Collect product extends recurring-payment technology to MSMEs. Current engineering hiring covers Python, Go, React, distributed systems and scalable APIs, while Jodo's own engineering publications document AWS, Kafka, Lambda, Terraform, GitHub Actions, Grafana and Prometheus in production. Its careers material emphasizes ownership, learning and long-term thinking. Candidates should expect a fast-moving fintech environment where reliability, security and execution quality are important.

Industry
Education Payments & Recurring Payments FinTech
Open jobs
8 open jobs
Notable investors
Tiger Global Management, Z47, Elevation Capital, Stride Ventures

Tech stack

Python

Programming Language

Go

Programming Language

JavaScript

Programming Language

Node.js

Backend

Django

Backend Framework

React

Frontend

PostgreSQL

Database

MySQL

Database

MongoDB

Database

Redis

Database & Caching

AWS

Cloud

AWS Lambda

Serverless Compute

Amazon API Gateway

API Infrastructure

Amazon SQS

Messaging

Apache Kafka

Messaging & Streaming

Amazon S3

Cloud Storage

GitHub Actions

CI/CD

Terraform

Infrastructure as Code

Grafana

Observability

Prometheus

Monitoring

Key people

4 people
Atulya BhatCo-Founder and CEOView bio

Co-founder and CEO. Bhat studied at IIT Madras and IIM Ahmedabad and previously worked at Z47, Goldman Sachs and Nomura. His background spans investment banking, venture capital and financial services, and he co-founded Jodo to modernize education payments and fee collection.

LinkedIn
Raghav NagarajanCo-FounderView bio

Co-founder. Nagarajan is an IIT Kharagpur alumnus and CFA charterholder who previously worked at Z47, Edelweiss and Barclays and founded investment platform RupeeVest. His experience spans investing, financial products and fintech.

LinkedIn
Koustav DeyCo-FounderView bio

Co-founder. Dey studied at IIT Kanpur and IIM Bangalore and previously worked at Z47, McKinsey and Morgan Stanley. His background combines quantitative finance, consulting and venture investing, which he applies to Jodo's education-finance and payments products.

LinkedIn
Ritesh ShrivastavHead of EngineeringView bio

Heads engineering at Jodo, focusing on scalable payment platforms, architecture, infrastructure and engineering standards. He authors Jodo's engineering publications on infrastructure, DevOps and software-development practices and leads hiring for senior technical roles.

LinkedIn

Latest company news

3 stories

Our Engineering Philosophy

Jodo

Jodo published an updated account of how its engineering organization approaches software development, decision-making, ownership and building reliable financial systems.

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Collect - UPI Autopay & eNACH updated with expanded recurring-payment features

Google Play

Jodo updated its Collect app with payment collection links, tracking for collected and overdue payments, recurring schedules using UPI and eNACH, document support and customer-calling capabilities.

Read article

Jodo’s 2025 Wrapped

Jodo

Jodo reported serving 5,000+ educational institutes and more than 2 million students and highlighted the September 2025 launch of Collect, extending its recurring-payment infrastructure to MSMEs including retailers, jewellers and service businesses.

Read article

Jobs at Jodo

8 open roles
View all jobs at Jodo