Our Engineering Philosophy
Jodo
Jodo published an updated account of how its engineering organization approaches software development, decision-making, ownership and building reliable financial systems.
Read articleThe Founder’s Office (Analytics) Intern will use data, scripting, and AI-assisted workflows to solve operational and strategic business problems. The work spans analysis and automation, with findings shared directly with founders and senior stakeholders to inform decisions.
Jodo, operated by Bharosepe Technology Services Private Limited, is a Bengaluru-based fintech company focused on education payments and recurring collections. Founded in 2020, it provides software and payment products that help schools, colleges, universities, coaching institutes and other education businesses automate fee collection, offer instalments, reconcile payments and improve cash-flow visibility. Its products include Jodo Flex for automated instalments, Jodo Cred for education financing and Jodo Pay for payment collection. Jodo also operates Collect, a recurring-payments platform for MSMEs using UPI Autopay, eNACH, reminders and AI-powered follow-up calls. Jodo says it works with 5,000+ institutes and has processed more than ₹30,000 crore in fees.
Jodo offers engineers and product professionals the opportunity to build financial infrastructure handling high-volume, real-money payment flows. The company says it works with 5,000+ educational institutions, has served 25 lakh+ students and has processed more than ₹30,000 crore in fees, while its newer Collect product extends recurring-payment technology to MSMEs. Current engineering hiring covers Python, Go, React, distributed systems and scalable APIs, while Jodo's own engineering publications document AWS, Kafka, Lambda, Terraform, GitHub Actions, Grafana and Prometheus in production. Its careers material emphasizes ownership, learning and long-term thinking. Candidates should expect a fast-moving fintech environment where reliability, security and execution quality are important.
Programming Language
Programming Language
Programming Language
Backend
Backend Framework
Frontend
Database
Database
Database
Database & Caching
Cloud
Serverless Compute
API Infrastructure
Messaging
Messaging & Streaming
Cloud Storage
CI/CD
Infrastructure as Code
Observability
Monitoring
Co-founder and CEO. Bhat studied at IIT Madras and IIM Ahmedabad and previously worked at Z47, Goldman Sachs and Nomura. His background spans investment banking, venture capital and financial services, and he co-founded Jodo to modernize education payments and fee collection.
Co-founder. Nagarajan is an IIT Kharagpur alumnus and CFA charterholder who previously worked at Z47, Edelweiss and Barclays and founded investment platform RupeeVest. His experience spans investing, financial products and fintech.
Co-founder. Dey studied at IIT Kanpur and IIM Bangalore and previously worked at Z47, McKinsey and Morgan Stanley. His background combines quantitative finance, consulting and venture investing, which he applies to Jodo's education-finance and payments products.
Heads engineering at Jodo, focusing on scalable payment platforms, architecture, infrastructure and engineering standards. He authors Jodo's engineering publications on infrastructure, DevOps and software-development practices and leads hiring for senior technical roles.
Jodo
Jodo published an updated account of how its engineering organization approaches software development, decision-making, ownership and building reliable financial systems.
Read articleGoogle Play
Jodo updated its Collect app with payment collection links, tracking for collected and overdue payments, recurring schedules using UPI and eNACH, document support and customer-calling capabilities.
Read articleJodo
Jodo reported serving 5,000+ educational institutes and more than 2 million students and highlighted the September 2025 launch of Collect, extending its recurring-payment infrastructure to MSMEs including retailers, jewellers and service businesses.
Read articleJodoBengaluru, IndiaFull time
JodoBengaluru, IndiaFull time
JodoBengaluru, IndiaFull time
JodoKozhikode, Kerala, India; Kochi, Kerala, India; Chennai, Tamil Nadu, India; Gauribidanur, Karnataka, India; Mysuru, Karnataka, India; Bengaluru, Karnataka, India; Kalaburagi, Karnataka, India; Tumakuru, Karnataka, India; Udupi, Karnataka, India; Dharwad, Karnataka, IndiaFull time
JodoDurgapur, West Bengal, India; Kolkata, West Bengal, India; Hyderabad, Telangana, IndiaFull time
JodoBengaluru, IndiaFull time
JodoBengaluru, IndiaFull time
JodoBengaluru, IndiaFull time