Fi, operated by epiFi Technologies, was founded in Bengaluru as a digital-first financial platform for Indian consumers. Its app offered money management, savings, payments, investments, loans, cards and financial insights through regulated partners, and served more than 3.5 million users. In 2026, Fi began a major strategic shift away from consumer neobanking toward B2B technology, deep technology and AI systems for startups and large enterprises. Banking services previously delivered through its Federal Bank partnership were discontinued on the Fi app, while customers' Federal Bank accounts remained active through the bank's own channels.
Fi offers candidates experience building technology at the intersection of AI, enterprise software and financial systems. Its founding team helped build Google Pay in India, and Fi previously scaled consumer products to more than 3.5 million users. Public engineering material shows a backend culture centered on Go, while its infrastructure uses AWS. Its careers site highlights strong ownership, mentorship, unlimited wellness leave, medical benefits, meals and an employee-first workplace. Candidates should also consider that Fi is undergoing a significant transition: it reduced consumer operations, discontinued app-based banking services in 2026 and is rebuilding its strategy around B2B AI and deep technology.
Backend
Cloud Infrastructure
AI Integration
Co-founder and CEO of Fi. Narayanan previously spent more than seven years at Google and was a co-creator of Tez, which became Google Pay in India. Earlier roles included Standard Chartered and Religare Macquarie. He co-founded Fi in 2019 and is leading its transition toward deep technology, AI and B2B enterprise systems.
Co-founder of Fi who served with the company from 2019 until May 2026. Gwalani previously spent more than a decade at Google and was Director of Product Management for Google Pay. He holds a BE in Computer Engineering from the University of Mumbai and an MS in Computer Science from UC Santa Barbara.
The Economic Times
Co-founder Sumit Gwalani exited Fi after six years. The departure followed the company's decision to wind down banking services and redirect its strategy toward AI and enterprise technology under co-founder Sujith Narayanan.
Read articleThe Economic Times
Fi announced that banking services provided through its app in partnership with Federal Bank would be discontinued. Existing Federal Bank savings accounts remained operational and customers were directed to access them through Federal Bank's own channels.
Read articleMoneycontrol
Fi announced a strategic shift toward B2B technology, deep technology and artificial intelligence for startups and large enterprises. The restructuring included sunsetting some consumer products and reducing roles associated with the consumer business.
Read articleNo open roles available
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