Skit.ai is an AI-native collections intelligence company founded in 2016. Its platform helps banks, lenders, fintechs, debt buyers, collection agencies, healthcare finance providers and other creditors automate debt-recovery workflows across voice, SMS, email and chat. Skit combines AI agents, real-time decisioning, account segmentation, compliance controls, analytics and integrations to determine whom to contact, when, through which channel and with what approach. Its platform incorporates FDCPA, TCPA and Regulation F guardrails and handles functions including verification, payment reminders, promise-to-pay capture, negotiation, payment processing and human escalation. Skit says its technology has participated in more than 1 billion conversations across 125+ deployments and 19+ debt types.
Skit.ai offers candidates the opportunity to build production AI for a highly regulated financial workflow rather than experimental prototypes. Its platform has handled 1B+ conversations across 125+ deployments, and recent engineering disclosures show its newer Voice AI infrastructure scaling to millions of conversation minutes per month. Current technical roles involve distributed systems, agentic AI, speech, Python, Go, Java, Kafka, Kubernetes, Terraform and infrastructure spanning AWS, GCP and Azure. The company is backed by investors including WestBridge, Kalaari, Exfinity and IAN and has received AI-industry awards and Great Place to Work certification. Skit's careers material emphasizes small teams, end-to-end ownership and rapid learning; many India technology roles are onsite in Bengaluru.
Programming Language
Programming Language
Programming Language
Programming Language
Database
Database
Messaging & Streaming
Cloud
Cloud
Cloud
Container Orchestration
Infrastructure as Code
Observability
AI Inference
AI & Speech
Speech Recognition
Co-founder and CEO. Gupta studied at IIT Roorkee and previously worked at Housing.com. He co-founded the company, originally Vernacular.ai, in 2016 and leads Skit's strategy and expansion across AI-powered collections and regulated financial-services workflows.
Co-founder and CTO. Deshraj is an IIT Roorkee graduate with a technical background in machine learning, deep learning and speech technology. He has led Skit's technology development since 2016, including conversational AI, speech systems, multimodal models and collections intelligence.
Skit.ai Engineering Team
Skit's engineering team reported that its newer Voice AI engine grew from 1,622 automated conversation minutes in December 2025 to 8.9 million minutes in July 2026. The team highlighted sub-second speech recognition, text-to-speech, high-concurrency telephony, orchestration, observability and compliance as major scaling challenges.
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Skit.ai announced that it was selected among the Top 28 startups exhibiting at the NVIDIA AI Innovation Pavilion at the IndiaAI Impact Summit 2026, highlighting its work on production AI systems for regulated industries.
Read articlePR Newswire
Skit.ai announced its inclusion in IDC's 2025 Innovators report for Voice AI in Hospitality and Travel, recognizing its conversational-AI technology and enterprise voice-automation capabilities.
Read articleSkitBengaluru, India
SkitMumbai, India
SkitBengaluru, India
SkitBangalore, India
SkitBangalore, India
SkitBengaluru, India
SkitLocation not specified
