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Meet Tilt

Tilt, formerly Empower Finance, is a financial technology company focused on expanding access to fair credit. Its mobile-first products use real-time income, spending and more than 250 non-traditional financial signals alongside machine-learning underwriting rather than relying only on traditional credit scores. Tilt offers cash advances, flexible lines of credit, unsecured credit cards, automated savings, budgeting and credit-monitoring tools. The company reports more than 5 million customers and over $16 billion in cash and credit extended. It operates in the United States and has expanded internationally through businesses including NIRA in India, Cashalo in the Philippines and Blipay in Brazil.View more

Tilt, formerly Empower Finance, is a financial technology company focused on expanding access to fair credit. Its mobile-first products use real-time income, spending and more than 250 non-traditional financial signals alongside machine-learning underwriting rather than relying only on traditional credit scores. Tilt offers cash advances, flexible lines of credit, unsecured credit cards, automated savings, budgeting and credit-monitoring tools. The company reports more than 5 million customers and over $16 billion in cash and credit extended. It operates in the United States and has expanded internationally through businesses including NIRA in India, Cashalo in the Philippines and Blipay in Brazil.

Founded
2016
Company size
201-500 employees
Company stage
Not known
Headquarters
San Francisco, USA

Why work here

Tilt offers candidates the opportunity to work on large-scale consumer credit and financial-access problems using cash-flow data, machine learning and high-volume transaction systems. The company reports more than 5 million customers and $16 billion in cash and credit extended, and it has expanded internationally through acquisitions in India, the Philippines and Brazil. Tilt says it has been profitable since 2022 and has appeared on the Inc. 5000 for five consecutive years. Engineering roles expose teams to technologies including .NET, C#, Java, AWS, Azure and large-scale credit decision systems. Tilt is remote-first and advertises competitive pay, equity, health coverage, flexible time off, home-office support and twice-yearly paid company onsites.Read more

Tilt offers candidates the opportunity to work on large-scale consumer credit and financial-access problems using cash-flow data, machine learning and high-volume transaction systems. The company reports more than 5 million customers and $16 billion in cash and credit extended, and it has expanded internationally through acquisitions in India, the Philippines and Brazil. Tilt says it has been profitable since 2022 and has appeared on the Inc. 5000 for five consecutive years. Engineering roles expose teams to technologies including .NET, C#, Java, AWS, Azure and large-scale credit decision systems. Tilt is remote-first and advertises competitive pay, equity, health coverage, flexible time off, home-office support and twice-yearly paid company onsites.

Industry
FinTech / Consumer Credit
Open jobs
0 open jobs
Notable investors
Blisce, Icon Ventures, Sequoia Capital, Initialized Capital, Defy Ventures

Tech stack

.NET

Backend

C#

Programming Language

Java

Programming Language

AWS

Cloud Infrastructure

Azure

Cloud Infrastructure

DynamoDB

Database

SQL Server

Database

AWS Lambda

Cloud Computing

Amazon Athena

Data Analytics

Cursor

Developer Tools

Augment

Developer Tools

Factory

Developer Tools

Key people

8 people
Warren HogarthCo-founderView bio

Co-Founder and CEO of Tilt. Hogarth previously spent several years at Sequoia Capital, including as a partner, before starting the company with Justin Ammerlaan. He attended Harvard Business School and the University of Queensland and leads Tilt's strategy around alternative underwriting and expanding consumer access to credit.

LinkedIn
Justin AmmerlaanCo-founderView bio

Co-Founder and CTO of Tilt. Ammerlaan is a software and technology leader with technical and commercial experience who co-founded the business originally known as Empower Finance. He leads technology at Tilt, including the systems and machine-learning capabilities supporting its consumer financial products.

LinkedIn
Jan ChongVice President of EngineeringView bio

Vice President of Engineering at Tilt and a member of the company's current leadership team. She is responsible for engineering leadership as Tilt scales its consumer credit products and technology across multiple markets.

Dom QuarantaHead of CreditView bio

Head of Credit at Tilt. He leads the credit function behind the company's cash-flow-based underwriting approach and credit decisioning, a core capability for serving customers who may be underserved by traditional credit scoring.

View all 8 people
Stephanie LinChief Marketing OfficerView bio

Chief Marketing Officer at Tilt and a member of the company's leadership team. She leads marketing as Tilt expands its consumer financial brand, product portfolio and presence across multiple international markets.

Ben MurrayHead of ProductView bio

Head of Product at Tilt. He leads product strategy across Tilt's consumer financial offerings, including cash advances, credit products and everyday money-management experiences.

Mac MuirChief Financial OfficerView bio

Chief Financial Officer at Tilt. Muir leads the company's finance function as the business scales its lending and credit-card operations, international businesses and financial infrastructure.

Gena SternHead of PeopleView bio

Head of People at Tilt and part of the company's current leadership team. She leads the people function for Tilt's distributed workforce, which operates across multiple countries and time zones.

Latest company news

3 stories

Tilt Acquires Blipay, Bringing Its Proven International Credit Model to Brazil

PR Newswire

Tilt completed its acquisition of Brazilian salary-advance lender Blipay, adding more than 6 million registered users and establishing Brazil as Tilt's fourth market outside the United States after Mexico, the Philippines and India.

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Tilt named to the 2026 Inc. 5000

Inc.

Tilt ranked No. 433 on the 2026 Inc. 5000 list of fast-growing private U.S. companies, with Inc. reporting 809% three-year growth. It was the company's fifth consecutive appearance on the list.

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Empower Finance Rebrands to Tilt and Launches Tilt Credit Cards to Accelerate Reliable Access to Fair Credit

PR Newswire

Empower Finance rebranded as Tilt and introduced a lineup of unsecured credit cards issued by WebBank. The company said it had more than three million active U.S. subscribers, had been profitable since 2022 and was expanding internationally through acquisitions.

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Jobs at Tilt

0 open roles
View all jobs at Tilt