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Meet Famapp

FamApp by Trio, formerly FamPay, is a Bengaluru-based consumer fintech platform founded in 2019. It offers UPI payments from linked bank accounts and its FamX wallet, a numberless payment card, transfers, recharges, bill payments, rewards and savings features such as Keeper. Originally created for teenagers, FamApp now serves users aged 11 and above, with a focus on financial inclusion and helping young Indians manage money. Tri O Tech Solutions operates the app and provides the underlying prepaid-payment infrastructure. The company says FamApp serves more than 20 million users and processed over 300 million monthly transactions as of September 2026. FamApp also runs Fam Insider, a program connecting users with partner offers and experiences, including Adobe Express.View more

FamApp by Trio, formerly FamPay, is a Bengaluru-based consumer fintech platform founded in 2019. It offers UPI payments from linked bank accounts and its FamX wallet, a numberless payment card, transfers, recharges, bill payments, rewards and savings features such as Keeper. Originally created for teenagers, FamApp now serves users aged 11 and above, with a focus on financial inclusion and helping young Indians manage money. Tri O Tech Solutions operates the app and provides the underlying prepaid-payment infrastructure. The company says FamApp serves more than 20 million users and processed over 300 million monthly transactions as of September 2026. FamApp also runs Fam Insider, a program connecting users with partner offers and experiences, including Adobe Express.

Founded
2019
Company size
51-200
Company stage
Series A
Headquarters
Bengaluru, India

Why work here

FamApp offers the chance to build consumer payment products used by more than 20 million people. Engineers can tackle UPI reliability, low-latency APIs, fraud detection, financial data and mobile app performance using Go, PostgreSQL, Kafka, Flutter, Kotlin, Swift and AWS. Its engineering team has published technical work on cutting home-feed response times to about 50 ms and modernising its data platform. The company has raised $42.7 million from investors including Elevation Capital, Peak XV Partners and Y Combinator. Roles advertised in Bengaluru include infrastructure, security, product and data engineering. Published benefits include free office meals, family health insurance, leave options, mental-health support and relocation assistance. Current job listings are primarily on-site, and work on payment systems can involve significant security and reliability responsibilities.Read more

FamApp offers the chance to build consumer payment products used by more than 20 million people. Engineers can tackle UPI reliability, low-latency APIs, fraud detection, financial data and mobile app performance using Go, PostgreSQL, Kafka, Flutter, Kotlin, Swift and AWS. Its engineering team has published technical work on cutting home-feed response times to about 50 ms and modernising its data platform. The company has raised $42.7 million from investors including Elevation Capital, Peak XV Partners and Y Combinator. Roles advertised in Bengaluru include infrastructure, security, product and data engineering. Published benefits include free office meals, family health insurance, leave options, mental-health support and relocation assistance. Current job listings are primarily on-site, and work on payment systems can involve significant security and reliability responsibilities.

Industry
Finance & FinTech
Open jobs
17 open jobs
Notable investors
Elevation Capital, Peak XV Partners, Y Combinator, General Catalyst, Greenoaks Capital, Rocketship VC, Venture Highway, Global Founders Capital

Tech stack

Go

Programming Language

Python

Programming Language

Kotlin

Programming Language

Swift

Programming Language

TypeScript

Programming Language

Dart

Programming Language

Django

Backend Framework

GoFiber

Backend Framework

gRPC

Microservices Communication

React

Frontend Framework

Next.js

Web Framework

Flutter

Mobile Development

Kotlin Multiplatform

Cross-Platform Development

SwiftUI

iOS Development

PostgreSQL

Database

Valkey

Caching and Database

Amazon DynamoDB

NoSQL Database

ClickHouse

Analytics Database

Apache Kafka

Event Streaming

Temporal

Workflow Orchestration

Apache Airflow

Data Orchestration

Apache Iceberg

Data Lakehouse

Apache Spark

Data Processing

AWS

Cloud Platform

Kubernetes

Container Orchestration

Terraform

Infrastructure as Code

Cloudflare Pages

Web Hosting

Mixpanel

Product Analytics

Metabase

Business Intelligence

CleverTap

Customer Engagement

Key people

9 people
Sambhav JainCo-founder and Chief Executive OfficerView bio

Co-founder and CEO of FamApp and Tri O Tech. Graduated from IIT Roorkee in 2019 and co-founded FamPay with Kush Taneja to provide financial services to underserved young Indians. Featured in Forbes 30 Under 30 Asia 2021. Leads business strategy, product direction, partnerships and engagement with financial institutions and payment ecosystem organizations including NPCI.

LinkedIn
Kush TanejaCo-founderView bio

Co-founder of FamPay, now FamApp. Graduated from IIT Roorkee in 2019 and participated in Y Combinator's Summer 2019 batch. Helped build the company's early payment products, fundraising strategy and consumer growth. Featured in Forbes 30 Under 30 Asia 2021 alongside Sambhav Jain. His Y Combinator profile states that he stepped back from day-to-day operations after the business became profitable. He remains listed as a director of Tri O Tech.

LinkedIn
Ishan AgnihotriChief Product and Growth OfficerView bio

Leads product and growth strategy at Fam. Previously worked at Chime, Gopuff and Amazon, including product and growth responsibilities. Studied at Cornell University's Johnson Graduate School of Management. Focuses on consumer financial experiences, personalization, product analytics, experimentation and using AI to accelerate product development.

LinkedIn
Anchit ShuklaDirector, Product and KYCView bio

Founding team member of FamApp and Director at Tri O Tech. Graduated from IIT Roorkee. Leads product and KYC initiatives covering customer onboarding, identity verification and platform security. Also contributes to risk and fraud strategy. His work connects consumer product design with the regulatory and security requirements of digital payments.

LinkedIn
View all 9 people
Chirag MaheshwariHead of EngineeringView bio

Founding engineering team member and Head of Engineering at FamApp. Graduated from IIT Roorkee in 2019. Leads engineering teams building payment infrastructure, backend systems and consumer applications. His technical focus includes scalable architecture, transaction reliability, infrastructure performance and the engineering challenges of processing payments for millions of users.

LinkedIn
Harjot Singh OberaiHead of Information TechnologyView bio

Founding team member of FamPay and Head of Information Technology at Tri O Tech. Graduated from IIT Roorkee in 2019. Has experience in Android development, engineering leadership and technology infrastructure. Contributes to the systems and technical operations supporting FamApp's payment products and growing user base.

LinkedIn
Aayush GuptaFounding Team, Growth and MarketingView bio

Founding team member responsible for growth and marketing initiatives at Fam. Graduated from IIT Roorkee in 2019. His experience includes consumer growth, partnerships, marketing experiments and understanding young Indian consumers. Works on user acquisition, engagement and building FamApp's presence among students and Gen Z audiences.

LinkedIn
Vishal JainHead of FinanceView bio

Head of Finance at Tri O Tech, with more than 15 years of experience across fintech, e-commerce and mobility businesses. Previously worked with Myntra and Bounce. An ISB alumnus with CA, CS and CFA qualifications. His expertise includes fundraising, strategic finance, mergers and acquisitions, financial governance and business transformation.

Prasanjeet PatilHead, Legal and PolicyView bio

Heads legal, policy and regulatory compliance at Tri O Tech and serves as its Escalation Officer. Previously worked at Samvad Partners and MCM Law. Graduated from Symbiosis Law School, Pune. Specializes in fintech regulations, digital lending, prepaid payment instruments, payment aggregators and RBI compliance. Helps maintain regulatory governance across FamApp's payment operations.

LinkedIn

Latest company news

5 stories

FamApp introduces Flex subscription and FamStudio personalization features

FamApp release notes via Apptopia

FamApp's October 2026 release notes introduce Flex, a premium subscription offering cashback on eligible UPI and card payments, savings rewards and exclusive offers. The update also introduces FamStudio, allowing users to personalize QR themes, payment sounds, scanning experiences, home screens and app icons. These features extend the product beyond basic digital payments into rewards and personalization.

Read article

FamApp releases redesigned payments experience focused on speed

FamApp on Apple App Store

FamApp released a redesigned application emphasizing faster navigation and simpler payment interactions. The experience includes a camera-ready payment scanner, unified search for people and transactions, chat-based payment interactions, personalized home-screen shortcuts and dedicated bank and FamX wallet sections. The redesign aims to reduce friction in frequent payment activities.

Read article

Adobe Express becomes the first brand partner for FamApp's Fam Insider program

MediaInfoline

FamApp launched Fam Insider, a program offering curated brand benefits and experiences to its users, with Adobe Express as its first partner. Eligible users aged 13 and above can access Adobe Express Premium free for one year. The partnership announcement stated that FamApp had over 20 million users and processed more than 300 million monthly transactions, demonstrating its scale in India's youth-focused payments market.

Read article

FamApp engineering team details implementation of a 50-millisecond home feed

Fam Engineering Blog

FamApp published a technical case study explaining how its engineering team rebuilt its home-feed service using Go, PostgreSQL change data capture, Redis-based caching and HTTP ETags. The service, called Homelander, reduced backend response latency from several seconds to approximately 50 milliseconds while preserving personalized content. The article documents improvements in performance, infrastructure efficiency and caching reliability.

Read article

FamApp explains its modern engineering technology stack

Fam Engineering Blog

FamApp published a technical overview of its production engineering stack. The company described its transition from Django-based services toward Go microservices, alongside Flutter, Kotlin Multiplatform, Swift, React and Next.js for applications. It also detailed its use of PostgreSQL, Valkey, DynamoDB, ClickHouse, Kafka, Temporal, Kubernetes and AWS infrastructure.

Read article

Jobs at Famapp

17 open roles
View all jobs at Famapp