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Meet Oscilar

Oscilar is a financial technology company founded in 2021 and headquartered in Palo Alto, California. It develops an AI-powered risk decisioning platform for banks, fintech companies, credit unions and other financial institutions. The platform supports fraud detection, credit underwriting, customer onboarding, identity verification, anti-money laundering compliance and case management. Its products combine real-time data processing, machine learning, configurable decision workflows and specialized AI agents to help risk teams investigate suspicious activity, evaluate applications and manage financial crime. Oscilar's publicly identified customers include SoFi, MoneyGram, Nuvei and Clara. The company was founded by Neha Narkhede and Sachin Kulkarni.View more

Oscilar is a financial technology company founded in 2021 and headquartered in Palo Alto, California. It develops an AI-powered risk decisioning platform for banks, fintech companies, credit unions and other financial institutions. The platform supports fraud detection, credit underwriting, customer onboarding, identity verification, anti-money laundering compliance and case management. Its products combine real-time data processing, machine learning, configurable decision workflows and specialized AI agents to help risk teams investigate suspicious activity, evaluate applications and manage financial crime. Oscilar's publicly identified customers include SoFi, MoneyGram, Nuvei and Clara. The company was founded by Neha Narkhede and Sachin Kulkarni.

Founded
2021
Company size
201-500
Company stage
Not known
Headquarters
Palo Alto, USA

Why work here

Oscilar offers opportunities to work on real-time financial risk decisioning, distributed systems, fraud detection and applied artificial intelligence. Its founders bring engineering experience from Confluent, LinkedIn and Meta, including the development of Apache Kafka and large-scale infrastructure. The company serves financial institutions including SoFi and MoneyGram, providing exposure to complex financial technology challenges. Engineers can work on data processing, scalable backend systems and machine learning applications. Oscilar received a Bronze Banking award at Money20/20 in 2026. Its official careers page advertises competitive salaries, equity packages, a remote-first culture, unlimited paid time off, healthcare coverage, home office assistance and professional development opportunities. Specific benefits and eligibility may vary by location and role.Read more

Oscilar offers opportunities to work on real-time financial risk decisioning, distributed systems, fraud detection and applied artificial intelligence. Its founders bring engineering experience from Confluent, LinkedIn and Meta, including the development of Apache Kafka and large-scale infrastructure. The company serves financial institutions including SoFi and MoneyGram, providing exposure to complex financial technology challenges. Engineers can work on data processing, scalable backend systems and machine learning applications. Oscilar received a Bronze Banking award at Money20/20 in 2026. Its official careers page advertises competitive salaries, equity packages, a remote-first culture, unlimited paid time off, healthcare coverage, home office assistance and professional development opportunities. Specific benefits and eligibility may vary by location and role.

Industry
FinTech
Open jobs
0 open jobs

Tech stack

Java

Python

TypeScript

AWS

Apache Kafka

ClickHouse

PostgreSQL

Redis

Docker

Key people

7 people
Neha NarkhedeCo-founderView bio

Co-Founder and CEO of Oscilar. Previously co-founded Confluent and helped create Apache Kafka while working at LinkedIn. Holds a master's degree in Computer Science from Georgia Institute of Technology. Her expertise includes distributed systems, real-time data processing and enterprise software. Co-founded Oscilar in 2021 to develop AI-powered financial risk decisioning technology.

LinkedIn
Sachin KulkarniCo-founderView bio

Co-Founder and CTO of Oscilar. Previously spent more than 11 years at Facebook, now Meta, developing large-scale infrastructure and risk management systems. Studied at Carnegie Mellon University. His expertise includes distributed computing, high-throughput infrastructure and real-time systems. Co-founded Oscilar in 2021 and leads its engineering and technology development.

LinkedIn
Saurabh BajajChief Product OfficerView bio

Product executive with experience developing AI-powered risk management platforms. Previously served as Chief Product Officer at Feedzai and General Manager at Shape Security, which was acquired by F5. At Oscilar, he leads product strategy across fraud prevention, credit risk, compliance and AI-powered decisioning.

Tim MillerChief Revenue OfficerView bio

Enterprise technology sales executive with more than 20 years of experience leading commercial organizations. At Oscilar, he oversees revenue strategy, enterprise sales and commercial expansion.

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Tomas LoboVice President of MarketingView bio

Marketing executive with experience scaling technology businesses. Previously helped develop growth marketing operations at Samsara. At Oscilar, he leads marketing strategy, brand development and demand generation.

Alex HamacherVice President of FinanceView bio

Finance executive with experience supporting technology companies through growth. Previously worked at Instabase, Docker and Wells Fargo. At Oscilar, he leads financial planning and finance operations.

Sergio CostantiniGeneral Manager, Latin AmericaView bio

Financial services executive with more than 30 years of experience. Previously held senior leadership roles at Santander in Brazil and Spain and helped establish Mambu's operations in Brazil. Joined Oscilar in 2026 to lead its Latin American business development, partnerships and regional expansion.

Latest company news

6 stories

TransUnion Introduces New Fraud and Credit Washing Scores Through Oscilar

Oscilar

Oscilar announced the integration of TransUnion's Synthetic Fraud Score and Credit Washing Score into its risk decisioning platform, enabling lenders to incorporate additional fraud intelligence into credit decisions.

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Oscilar Wins Bronze Money Award in Banking Category

Money20/20

Oscilar received a Bronze Money Award in the Banking category at the 2026 Money20/20 Money Awards.

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Oscilar Announces General Availability of Oscilar AI and MCP Server

Oscilar

Oscilar announced general availability of its integrated AI assistant and Model Context Protocol server, allowing users to connect compatible AI assistants to its risk management platform.

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Oscilar Appoints Sergio Costantini to Lead Latin American Operations

Oscilar

Oscilar appointed former Santander executive Sergio Costantini as General Manager for Latin America to lead regional expansion and partnerships.

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Conta Azul Selects Oscilar for Fraud Prevention

Oscilar

Brazilian financial management software provider Conta Azul selected Oscilar to support fraud prevention, customer onboarding, transaction monitoring and case management.

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Oscilar Launches Agent Hub

Oscilar

Oscilar introduced Agent Hub, bringing more than 30 specialized AI agents together across fraud prevention, compliance, credit underwriting, onboarding and investigations.

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Jobs at Oscilar

0 open roles
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