Jupiter is a personal finance app operated by Amica Financial Technologies Private Limited in India. Customers can make UPI payments, pay bills, track spending across linked bank accounts and set money aside for specific goals using Pots. Federal Bank provides savings and salary accounts through the app, and Jupiter offers co-branded credit cards with Federal Bank and CSB Bank. Customers can also access personal loans from regulated lenders, invest in mutual funds or digital gold, and automatically save a chosen amount when they make a qualifying payment.
Jupiter builds payments, savings and lending products for more than 3 million users in India. Engineers have documented how they reduced the size of a 2.4 TB PostgreSQL table without downtime and how they test the React Native app across mobile platforms. Employees can request a move to another role or department to work on a project that interests them. Jupiter also lists family medical insurance, access to therapists and flexible time off.
Mobile development
Programming language
Programming language
Backend framework
Database
Cloud infrastructure
Containerisation
Container orchestration
Infrastructure as code
Continuous integration
Mobile test automation
Gupta co-founded Jupiter in 2019 to make banking and money management simpler for Indian consumers. A chartered accountant and commerce graduate of Sydenham College, he worked at ICICI Bank, co-founded Citrus Pay and served as managing director of PayU India.
Jerome co-founded Jupiter with Jitendra Gupta. A graduate of the National Law School of India University, Bengaluru, he was a partner at AZB & Partners before co-founding Jerome Merchant + Partners. His legal practice covers banking, financial regulation and debt restructuring.
Pandey oversees strategy, business and operations at Jupiter. He previously served as group CEO of Reward360, a customer engagement company, and co-founded healthcare technology company SigTuple.
Acuité Ratings & Research
Amica Finance, the lending subsidiary of Jupiter’s parent company, earned ₹4.44 crore after tax in FY26, following a ₹1.43 crore loss in FY25. Its managed loan portfolio grew to ₹351.49 crore by March 2026.
Read articleJupiter Community
Jupiter began rolling out an option for eligible customers to split store purchases into three instalments without interest or a processing fee. Customers can see the repayment dates before confirming.
Read articleJupiter Community
Customers can now set aside a chosen amount in a one-year recurring deposit each time they make a qualifying payment. The feature previously offered digital gold and mutual funds.
Read articleJupiterBengaluru, India
JupiterBengaluru, India
JupiterBengaluru, India
JupiterBengaluru, India
JupiterBengaluru, India
