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Meet Onepay

OnePay is a U.S. consumer financial technology company backed by Walmart and Ribbit Capital. Its app brings together banking, high-yield savings, debit and credit products, credit building, payments, rewards, point-of-sale financing, personal loans, investing, cryptocurrency and other money-management services. OnePay also provides embedded financial services through employers, HCM providers and gig platforms. Banking services are provided through partner banks including Coastal Community Bank and Lead Bank. The platform serves millions of customers and is expanding into areas including family and teen banking, agentic banking and stablecoin-enabled money movement.View more

OnePay is a U.S. consumer financial technology company backed by Walmart and Ribbit Capital. Its app brings together banking, high-yield savings, debit and credit products, credit building, payments, rewards, point-of-sale financing, personal loans, investing, cryptocurrency and other money-management services. OnePay also provides embedded financial services through employers, HCM providers and gig platforms. Banking services are provided through partner banks including Coastal Community Bank and Lead Bank. The platform serves millions of customers and is expanding into areas including family and teen banking, agentic banking and stablecoin-enabled money movement.

Founded
2021
Company size
501-1,000 employees
Company stage
Not known
Headquarters
New York, USA

Why work here

OnePay offers candidates the opportunity to work on financial products already used by millions of customers while the company continues expanding across banking, credit, payments, investing, crypto and AI-enabled finance. It is backed by Walmart and Ribbit Capital and operates modern cloud-native systems using TypeScript, Node.js, NestJS, Kubernetes, AWS, React Native and event-driven infrastructure. Engineering roles involve real-time money movement, security, reliability and distributed systems at scale. U.S. benefits include health coverage, flexible time off, a 401(k) match, stock options and remote-friendly work, while India employees receive health and insurance benefits, leave, lifestyle allowances and hybrid flexibility. The culture explicitly emphasizes speed, ownership and execution, which may suit candidates comfortable with a fast-paced environment.Read more

OnePay offers candidates the opportunity to work on financial products already used by millions of customers while the company continues expanding across banking, credit, payments, investing, crypto and AI-enabled finance. It is backed by Walmart and Ribbit Capital and operates modern cloud-native systems using TypeScript, Node.js, NestJS, Kubernetes, AWS, React Native and event-driven infrastructure. Engineering roles involve real-time money movement, security, reliability and distributed systems at scale. U.S. benefits include health coverage, flexible time off, a 401(k) match, stock options and remote-friendly work, while India employees receive health and insurance benefits, leave, lifestyle allowances and hybrid flexibility. The culture explicitly emphasizes speed, ownership and execution, which may suit candidates comfortable with a fast-paced environment.

Industry
Consumer Fintech
Open jobs
37 open jobs
Notable investors
Walmart, Ribbit Capital

Tech stack

TypeScript

Programming Language

Node.js

Backend Runtime

NestJS

Backend Framework

React Native

Application Framework

Kubernetes

Container Orchestration

AWS

Cloud Infrastructure

Apache Kafka

Event Streaming

Key people

3 people
Omer IsmailChief Executive OfficerView bio

Omer Ismail has led OnePay as CEO since 2021. He previously spent roughly 18 years at Goldman Sachs, where he became a partner and led its consumer business, including work around Marcus. He holds a bachelor's degree from Dartmouth College and an MBA from Harvard Business School and has extensive experience across consumer finance, fintech and financial services.

LinkedIn
Moe MatarChief Technology OfficerView bio

Moe Matar is OnePay's Chief Technology Officer and leads its engineering organization. OnePay says he has more than 15 years of fintech experience. He oversees technology used to build and scale the company's financial products and has been closely involved in OnePay's platform, AI, agentic finance and payments initiatives.

Patrick O'ConnellChief Financial OfficerView bio

Patrick O'Connell joined OnePay as CFO in 2026 to oversee finance, strategy and long-term planning. He previously served as EVP and CFO of AMC Networks, held strategy roles at CBS Corporation and BRANDED, and spent 14 years at Goldman Sachs advising executives and boards on major financial transactions.

LinkedIn

Latest company news

4 stories

Introducing Stablecoin Deposits Powered by Stripe

OnePay

OnePay launched stablecoin deposits for select U.S. customers, allowing supported USDC transfers to be converted into U.S. dollars in OnePay Checking. The capability uses Bridge, Stripe's stablecoin orchestration platform.

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Announcing Agentic Banking on OnePay

OnePay

OnePay announced Agentic Banking, which gives eligible customers a separate spending pocket that authorized AI agents can use within customer-defined transaction and monthly limits.

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OnePay is Now Live on ChatGPT and Dots

OnePay

OnePay launched an official integration that allows customers to securely connect their OnePay financial information to ChatGPT and Dots with explicit customer permission and revocable access.

Read article

GameChanger Taps OnePay as Official Banking and Fintech Partner for 2027

OnePay

OnePay announced a partnership with GameChanger that will make OnePay an official banking and fintech partner for 2027, with a focus on families participating in youth sports.

Read article

Jobs at Onepay

37 open roles
View all jobs at Onepay