Mumbai, India · Full time contract · Posted Nov 9, 2026
About the Role:
Over the years we have slowly and steadily recruited some of the best in the business and every day they bring us closer to our full potential. In the five years since our inception, we have evolved significantly as a company but customer obsession has always been at our core. We believe that cross-border money transfers should be seamless; and every customer using our services should have a smooth, cost-effective and a transparent experience. In this light, our Reconciliation manager plays a very critical role by taking ownership of all payments transaction processing and be responsible for day-to-day, month-to-month SLAs.
We believe that cross-border money transfers should be seamless; and every customer using our services should have a smooth, cost-effective and a transparent experience. In this light, our Transaction processing play a very critical role by taking ownership of all payments transaction processing and be responsible for day-to-day, month-to-month SLAs.
Key Responsibilities:
As an Consulant in our Payment Processing team you will –Liaise with internal stakeholders (Compliance, Customer Service, Product, and Technology) for processing of transactions for both our Retail & Institutional businesses
Reconcile incoming customers' money with their transactions and making sure their wallets have sufficient balance for the execution of their transactions.
Onboard new Institutional, SME, and enterprise clients on Nium's platform.
Monitor, investigate, and resolve payment processing issues.
To verify statements for various banks and currencies before reprocessing or refunding transactions.
Creating monthly Invoices for clients and tracking their settlement.
Coordination with the Reconciliation and Finance teams for accounting queries, provide relevant information to ensure proper accounting is carried out
Work with Account Managers and Customer Service teams to resolve customer complaints.
Publish MIS reports to the management and internal stakeholders.
Organize workflow to meet department objectives.
Work with Product and Technology teams to improve process efficiency and automation.
This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule.
Requirements:
Bachelor's degree with 2-5 years of experience working in Payment Processing, preferred knowledge of Cross border remittances
Can prioritize, organize, and execute tasks with minimal supervision.
Demonstrates strong interpersonal and communication skills.
Demonstrates ability to work with a high degree of quality.
Hands-on experience in MS Office and tools within it.
Possesses Behavioural competencies such as Customer-centricity, confidence, go-getter mindset, curiosity, comfortable to multitask on systems, can relate to Tech as an end-user, team player, flexible, looks for improvements in pursuit of operational efficiency.
Ovii Interpretation
This Consultant role supports payment operations across retail and institutional transactions. The work spans reconciliation, client onboarding, issue resolution, settlement tracking, reporting, and coordination with internal teams, in a rotational-shift environment.
Coordinate transaction processing with Compliance, Customer Service, Product, and Technology teams for retail and institutional business.
Match incoming customer funds to transactions and check wallet balances before execution.
Support onboarding of institutional, SME, and enterprise clients to the platform.
Monitor, investigate, and resolve payment-processing issues; verify bank and currency statements before reprocessing or refunds.
Prepare client invoices, track settlements, and work with Reconciliation and Finance on accounting queries.
Partner with Account Managers and Customer Service to resolve customer complaints.
Prepare management and stakeholder MIS reports, organize workflow, and work with Product and Technology on process efficiency and automation.
Good fit signals
Has a bachelor's degree and 2–5 years of payment-processing experience.
Cross-border remittance knowledge is preferred, rather than stated as a requirement.
Can organize and prioritize work with limited supervision while maintaining quality.
Brings strong interpersonal, communication, and problem-solving skills.
Can work rotational shifts and adapt to a flexible holiday schedule.
Meet Nium
Nium provides global infrastructure for real-time cross-border money movement. Its platform enables banks, fintechs, travel companies, payroll providers, marketplaces and other enterprises to collect, hold, convert, send and spend funds across borders. Products include cross-border and stablecoin payouts, multi-currency accounts, physical and virtual cards, stablecoin cards, foreign exchange and account verification. Nium's network reaches more than 190 countries and 100 currencies, with regulatory licenses across 40+ markets. The company has expanded into digital-asset infrastructure through stablecoin integrations and its 2026 acquisition of Cypher.
Founded
2014
Company size
750+ employees
Company stage
Not known
Headquarters
San Francisco and Singapore, United States and Singapore
Why work here
Nium offers candidates the opportunity to work on regulated, high-scale global payment infrastructure spanning fiat payments, cards, FX, stablecoins and digital assets. The company processes more than $60 billion annually across 190+ countries, operates under licenses in 40+ markets and surpassed $200 million in ARR in 2026. Its engineering work includes distributed payment systems, reliability, data platforms and stablecoin infrastructure using technologies such as Java, Python, AWS, Kubernetes, Kafka and Snowflake. Current careers materials also cite competitive pay, performance bonuses, equity for selected roles, medical coverage, an employee assistance program, generous vacation, hybrid working, training and a learning stipend.
PNPrajit NanuFounder and Chief Executive OfficerView bioHide bio
Co-founder and CEO of Nium, leading corporate and product strategy. Before Nium, Nanu held leadership roles at TMF Group and WNS Global Services. His background spans payments, enterprise sales and financial technology, and he founded the business after experiencing friction when making an international payment. He studied at the University of Mumbai.
Co-founder of Nium with extensive experience in foreign exchange, payments and financial services. Before Nium, Bermingham was a Director at GAIN Capital/FOREX.com Australia and spent about a decade leading operations and compliance functions across the UK and US. He earned a BS in Business Administration from Monmouth University.
AMAndre ManclChief Financial OfficerView bioHide bio
Leads Nium's finance, legal, treasury and FP&A functions. Before Nium, Mancl was CFO at ChowNow and spent more than 15 years in technology investment banking, most recently as Global Co-Head of Internet Investment Banking at Credit Suisse. He holds an MBA from UCLA and an engineering degree from USC.
SCSekhar CidambiChief Technology OfficerView bioHide bio
Leads Nium's technology strategy, core platform engineering, network resilience and real-time payments infrastructure. He has more than two decades of technology experience and previously held senior engineering leadership roles at Coinbase, Visa, FIS/Atelio, Amazon and Symantec.
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SHSpencer HanlonChief Operating OfficerView bioHide bio
Leads Nium's global scale and operational execution. Before joining Nium, Hanlon held leadership roles at British Airways and spent nearly two decades at Lufthansa's AirPlus International, ultimately serving as Managing Director. He later chaired Ixaris before its acquisition by Nium.
APAnupam PahujaChief Business OfficerView bioHide bio
Leads global revenue growth, partnerships and international expansion. Before Nium, Pahuja spent more than a decade at PayPal overseeing markets across Southeast Asia, India, the Middle East and Africa and helped launch PayPal's India business. He later served as CEO of ZaloPay and holds five fintech patents.
DGDanielle GotkisChief Marketing OfficerView bioHide bio
Leads Nium's global marketing, positioning and go-to-market strategy. She has nearly two decades of fintech and technology experience, with previous leadership roles at dLocal, Recurly, Feedzai, PayNearMe and Pecan AI.
Nium and Relay pass $500 million in cross-border payments in first year
Nium·
Nium and small-business banking platform Relay announced that they had processed more than $500 million in cross-border payments during their first year together. More than 500 Relay customers had used Nium's infrastructure to send payments to 153 countries.
Celebrating $200M in ARR — and the business behind it
Nium·
Nium announced that it had surpassed $200 million in annual recurring revenue during 2026 and doubled revenue over three years. The company said its next stage of growth is focused on profitability, operational efficiency and investment in cross-border payouts and stablecoin products.
Nium launches USDC funding, letting businesses put stablecoin balances to work and free up trapped liquidity
Nium·
Nium launched USDC funding, allowing eligible businesses to fund a Nium account with USDC and make fiat payouts through its network across more than 190 countries without building a separate cryptocurrency payments workflow.
Nium acquires Cypher, expanding its fiat-to-on-chain money movement infrastructure
Nium·
Nium acquired digital-assets company Cypher to strengthen its infrastructure connecting fiat and on-chain money movement. The acquisition added expertise in non-custodial wallets, digital assets and card issuance as Nium expands its stablecoin and programmable-money capabilities.